We attach greatest importance to a trust and partnership based cooperation with our SME clients. Our slim evaluation and short decision processes warrant quick handling and high reliability. Our financing concepts are stable and developed from a perspective that weighs both, entrepreneurial risks and chances.

Interested companies are comprehensively examined in a practical and proven process that comprises quantitative (ratings, financial analyses) and qualitative criteria (due diligence examination). This procedure holds for structured financing products as well as for the development specific financing solutions which we tailor exactly to the needs of the company.

Ratings and financial analyses support us in the first place with the quick assessment of the financial power and evaluation of quantitative credit risks. In the course of our on-site due diligence examination at the company’s premises we attach also great importance to qualitative factors and forces of influence. Here, market assessments, product portfolio, strategic positioning, operational posture and alignment, management competence and other factors play a crucial role.

We acknowledge, that the assessment of a business’s sustainability can not be based on past financial performance figures alone, but must be determined in a joint effort along an integrated evaluation process.

The final decision on a financing with structured products is made by management of the fund themselves; individual tailor-made financing solutions must finally be accepted by the chosen financial partners.